Last Updated: February 3, 2025

Welcome to Community Futures Alberni-Clayoquot (CFAC). By accessing or using https://cfac.ca/ (the "Site"), you agree to comply with and be bound by these Terms of Use (the "Terms"). If you do not agree to these Terms, please do not use this Site.

1. Acceptance of Terms

By accessing and using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to update or modify these Terms at any time. Continued use of the Site constitutes acceptance of the revised Terms.

2. Services Provided

CFAC provides business-related services, including financing, consulting, startup support, workshops, exporting guidance, business buying and selling, Indigenous entrepreneurship support, and accessible entrepreneurship support. These services may be delivered in-house, through Community Futures network colleagues such as other Community Futures BC offices or Venture Connect, or trusted third-party partners.

3. User Responsibilities

By using this Site, you agree to:

·         Use the Site and services in compliance with applicable laws and regulations.

·         Provide accurate and truthful information when required.

·         Refrain from engaging in any activity that may harm the Site, CFAC, or its users, including unauthorized access, data scraping, or disrupting Site functionality.

·         Not engage in fraudulent, misleading, or unlawful activities.

To access certain features, such as apply for a business loan, you may need to create an account (an “Account”). To create an Account, you must be at least 19 years old or have legal guardian consent. You agree to provide accurate and complete information during the registration process and to update this information promptly as needed to ensure its accuracy. You are responsible for maintaining the confidentiality of your Account credentials, if any, and for all activities that occur under your Account. You will notify us immediately of any unauthorized use or security breaches.

4. Intellectual Properties

All content on the Site, including text, graphics, logos, and materials, is owned or licensed by CFAC and protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, you must submit a written notice including a description of the copyrighted work that you claim has been infringed, a description of where the material is located on the Site and your contact details.

5. Permitted and Prohibited Uses

You may use the Site for:

·         Learning about CFAC’s services.

·         Applying for services provided by CFAC.

·         Accessing educational and business-related resources.

You agree not to:

·         Use the Site in any unlawful manner.

·         Upload or distribute malicious software.

·         Engage in data scraping, automated data collection, or other unauthorized data harvesting activities.

·         Attempt to gain unauthorized access to CFAC’s systems.

·         Misrepresent your affiliation with CFAC.

6. Third-Party Links and Services

This Site may contain links to third-party websites. This includes but is not limited to the loan application portal that CFAC uses. CFAC is not responsible for the content, policies, or practices of these external sites. Users should review the terms and privacy policies of any linked websites before engaging with them. CFAC does not assume liability for third-party content.

7. Privacy and Data Protection

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and disclose your personal information. The Privacy Policy is available at https://cfac.ca/privacy-policy.

8. Disclaimer of Professional Advice

The information on the Site is for general informational purposes only and does not constitute financial, accounting, legal, or business advice. Users should not rely on any information on the Site as a substitute for professional consultation. CFAC makes no representations or warranties regarding the accuracy or completeness of the information provided and assumes no liability for any reliance placed on such information. Users are encouraged to exercise discretion and seek professional advice where necessary.

9. Limitations of Liability

CFAC makes reasonable efforts to ensure the accuracy and reliability of the information provided on this Site. However, information is subject to change, and users should verify details independently where necessary. However, we do not warrant the Site being error-free, uninterrupted, or free of harmful components. To the fullest extent permitted by law, CFAC shall not be liable for:

·         Any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or services.

·         Loss of data or personal information due to unauthorized access.

·         Reliance on information provided through the Site.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Province of British Columbia and applicable federal laws of Canada.

11. Termination

We reserve the right to suspend or terminate your access to an Account or our services at our discretion, without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to CFAC or other users.

12. Termination

We may update these Terms from time to time. By continuing to use the Site after any modifications, you agree to be bound by the updated Terms. It is your responsibility to review these Terms periodically.

13. Contact Information

For any questions regarding these Terms, please contact us at our Site at: http://cfac.ca

Or our mailing address at:

Community Futures Alberni-Clayoquot
4757 Tebo Ave
Port Alberni, BC
V9Y 8A9
Tel: 250-724-1241